2024 was a year of great change in the federal student loan debt space. Here’s a quick recap to help you kick off 2025 well-informed: Closed Programs: The federal “On Ramp” period came to an end in September 2024. All federal borrowers will now see negative credit reporting after 90 days of missed or partial payments. Federal borrowers become at risk of defaulting after 270 days of non-payment. The federal government is empowered to garnish the wages and seize the

For more information, please visit https://ad4.nycourts.gov/afc/prospective. Agenda Program Application